Emotions can run high as you get older, not only for you and the changes in your life but for your family as well. Sometimes I think it can have a much harder effect on the family as time goes on, especially if a death occurs and it is perhaps sudden or unexpected. While it isn’t always a pleasant conversation to have, being mindful for your golden years can help ease the emotional pain for all involved, you included. Which is why I thought it would be a good idea to share with you some of the ways you can think ahead to help yourself and your family through what could potentially be a difficult time. I hope it prompts you to consider a few things.
Discuss your wishes when it comes to care
I know it’s hard to predict what is going to happen in the future, but there may come a time in your life where you might need extra help. That might be extra support in your home for cooking or general care, or even moving out into a care home where you can be helped every hour of the day. It all depends on your health and how well you are doing. However, it can be worth having the conversation with some of your loved ones to discuss a few of the possible eventualities. This ensures that your wishes are taking into consideration should such a time comes.
Ensure you have a will in place
When it comes to noting down your wishes having a will in place is an excellent way to ensure those conditions are fulfilled. There can be so many legal issues after death especially to do with funds and assets, that a will can be worth its weight in gold. Creating a will is something that can be done at any time in your life, and once it is in place you can make appointments with legal advisors to change it as perhaps assets are acquired, or your financial situation changes.
Consider having a plan for your funeral
I guess planning your own funeral won’t be high on many people’s “to-do” list, but actually, this can save a lot of heartaches for family members come the time it needs to happen. If you don’t feel comfortable with the whole thing, it might be worth jotting down a few suggestions. However, some people love the element of control this can provide and go as far as to suggest dress codes and song choices.
Draw up a bucket list that the whole family can get involved in
Bucket lists have grown in popularity, but I think a list of things you want to do has always been something we have mentally stored away. However, having one in place is a great way to get the family involved in your retirement years and beyond. Perhaps include a few travel destinations or experiences everyone can be involved in. It’s a great way to make some lasting memories.
Finally, it’s always worth trying to save as and when you can. Sure you may have property and pensions, even life insurance policies, but extra savings here and there could come in handy for your future care and living costs.