Student loans are something we’re going to be saddled with for a long time, but that doesn’t mean they’re always going to be enough to get us through each week! It’s an unfortunate truth, but funding sources like these don’t cover improper budgeting, emergencies, or any other unprecedented uses of the money. So that means, often as a student, you’re always looking to where your next cheque’s going to come from. Here’s some ideas on where you can find emergency money, and usually at short notice.
Check for a Hardship Fund
If you haven’t managed to get into a budget yet, don’t feel ashamed or disheartened about it! The money that works for one person won’t always work for another. So, the first thing to do is check around you for any sources of money, and that includes friends and family to borrow a bit of cash from just to get to the end of the week! However, if that’s not an option, check the finance office as well.
A lot of universities have a hardship fund without the people who attend even realizing one’s there. If you meet certain conditions, such as being a single parent or having a disability, you can get a good amount of money from here. It’s all on a person by person basis however, so different rules apply here.
Take Out a Credit Card
Credit cards aren’t as evil as they’re made out to be. When you plan to take one out, you can always read the terms and conditions of each card available to you 10 or 20 times over to make sure you’re not being caught out by anything. After you have a credit card in your hands, it’s up to you to what you do with it!
You can use this credit for anything, but mainly use it for bigger purchases that you need to pay immediately. This way you won’t have much to pay off on top of that at the end of the month, plus it works wonders for your credit score!
Use a Lendkey Service
This is a great help for people who are confused and tearing their hair out. If you’re on the lookout for some student loan refinancing, this could be a good decision for you. Whilst no actual money is loaned out by lendkey, they compare all the financing options available to the students that come through them.
Not many people know about it, and on the other hand people don’t take to alternative funding sources very quickly. A lot of information is out there to cover the subject, such as plenty of Lendkey reviews for you to sink your teeth into. No one is making this decision except you, so finding something that works for you instead of something that just comes recommended is essential. Every human being is different after all!
Emergency money is an asset a lot us look to at a point in our lives, the help is there for you!