In life, most things are about money. In an ideal world, our finances wouldn’t be the driving force. We would embark on careers because of passion, and embrace each day. In truth, though, those of us with families have no choice but to focus on our earning potential. As such, we take jobs that may not be the dream, and always work hard to progress. Often, though, our efforts seem to have no real impact. No matter how hard we work, money is always a struggle. If this sounds familiar to you, it may be time to consider exactly how far your money’s really going. It may be that your lifestyle is improving with your earnings, thus leaving you struggling. Or, it may be that you’re spending without realizing. This is something many of us are guilty of, and that spending often occurs in places we would never expect. In some cases, our jobs end up costing us, as well as allowing us to earn. How? Well, we often spend a fair amount of money when we’re working. In some instances, this is necessary. But, if you start spending out too much, your job may stop being worthwhile. If you’re still unsure of how, read on to find out the job-related expenses you may not have considered. Commute Image Source   The commute is the big one for most people. With 86% of Americans embarking on a commute to work, it’s no wonder that this is where a lot of our money goes. With the average journey taking 26 minutes both ways, this can quickly drain your finances. There are apparent expenses, such as fuel and car maintenance plus if you break down you’ll have to go somewhere like injury firm and seeking compensation. Bear in mind, though, that you will have to front the costs before proceedings start. With public transport, there is less risk of an accident like this. But, you easily stand to lose a day’s wages if trains or buses are cancelled. And, let’s not forget that we don’t get paid for our commute times. As such, a commute of twenty or more means at least forty minutes a day of unpaid time. Eating

Meat Restaurant Eating Out Steak Food Dinner

Image Source   The chances are that you also need to eat at some stage during your workday. This is an area which gobbles vast amounts of money. The majority of us either buy packaged sandwiches or spend a large sums on cooked meals. After all, it’s lovely to treat yourself in the middle of all that hard work. And, if your colleagues are all heading to a classy restaurant, you’re hardly going to say no. But, perhaps you should. Consider that an average restaurant meal costs around $12.75. If you ate out that way for every day of the week, that’s $63.75. That’s a massive amount in itself. In fact, for many, that’s a whole day’s worth of work. But, things get worse when you consider that, over the course of the year, you face spending $765! That’s only if you ate restaurant-style each day, of course, but more of us do this than we’d care to admit. And, while packaged sandwiches and such are cheaper, they can still set us back a fair amount. When you look at it this way, you could ask yourself whether your job is really worth your time? After all, you’re spending a considerable part of a month’s wages on food each year. The obvious way around this would be to bring packed lunches. Sure, it’ll be difficult when everyone heads out for those classy meals, but your finances will thank you for it. On top of which, once you start staying in the office, you may notice that more people take their own than you’d realized. While packed lunches do still cost, the expense is less than a drop in the ocean compared to what you were paying. Even better, lunches like these don’t have to be boring. Forget the same sandwiches each day. You could take along pasta salads, soups, and even leftovers from the night before if you fancy. To ensure you don’t slip out of the loop, take yourself off to lunch with the others once a month or so. That way, the expense will be much easier to justify.