Taking good care of your health is so important, but many of us struggle to get all of the medical help we need sure to the cost of treatment.
The good news is, there are lots of things we can all do to cut our healthcare costs, often dramatically, and ensure we are taking the best care of ourselves that we can, as you will see below.
Take good care of yourself
There are no guarantees in life, but if you take good care of yourself by exercising regularly and eating a healthy diet, there is a good chance you will get sick less, which means you will need less medical help, and this is a great way to cut your healthcare costs while also improving your quality of life. So, make this your starting point.
Go generic
Ask your physician if they would be willing to switch you to a generic version of your prescription and you could save tons of money. Most generic versions are practically identical to branded medications while being a fraction of the cost, so this is a real no-brainer.
Use your medical benefits
If you have benefits that entitle you to an annual physical or discounted gym membership, then be sure to use them to look after your health. Having a regular physical, for example, will mean you catch any illnesses sooner, rather than later, when they are easier, and therefore, less expensive to treat. More importantly, it will save you more pain and heartache. Use those benefits that is what they are for.
Consider going overseas
Sometimes, it is much cheaper to go overseas for your healthcare treatment than it is to stay at home, even after taking account of travel and accommodation costs. For example. The IVF cost in many countries is much lower than it is in the USA, as is bariatric surgery. Of course, you need to do your due diligence and ensure you are choosing a reputable healthcare company for any surgeries or treatment you may need, and having the right insurance in place is a must, but it is definitely worth considering it at least, especially if it is the only way you will be able to afford a much-needed treatment.
Use virtual services
In 202, telemedicine is really taking off and it can be far cheaper than in-person services. For example, apps like BetterHelp are providing lose-cost virtual therapists who can help you with your problems just as well as the more expensive psych in the big office, and that is just the tip of the iceberg. See what is out there and use more virtual services to cut costs while still getting the help you need.
As you can see, it is perfectly possible to cut your healthcare costs by a little or a lot depending on what you are willing to do and which options are available to you, so what are you waiting for? Time to cut those costs and start looking after your number one priority, your health.
